Black & Grey HR is hiring a Medical Underwriter on behalf of a leading insurance company based in Dubai, UAE. This full-time, on-site position is ideal for candidates with a solid background in medical underwriting and risk assessment. The successful candidate will evaluate medical information, analyze insurance applications, and determine appropriate coverage and policy terms in compliance with industry standards and company policies.

Key Responsibilities:

• Review and assess medical records, test results, and histories to evaluate risk and determine eligibility.

• Analyze insurance applications, applying underwriting principles and company guidelines.

• Collaborate with internal teams including medical experts, actuaries, and claims specialists for accurate evaluations.

• Set policy terms, premium rates, and coverage limits based on comprehensive medical and financial risk assessments.

• Monitor regulatory changes and medical trends to keep underwriting practices up to date.

• Ensure compliance with legal and company policies through accurate documentation and assessments.

• Offer underwriting insights and support to the sales and customer service departments.

• Make informed decisions on policy approvals, rejections, or modifications after thorough evaluations.

Requirements:

• Bachelor’s degree in Insurance, Finance, or a related discipline.

• Demonstrated experience working as a Medical Underwriter within the insurance sector.

• Relevant certifications such as LOMA, AHIP, or ALU are a plus.

• Strong grasp of medical terminology, risk analysis, and underwriting methodologies.

• Exceptional analytical, problem-solving, and decision-making skills.

• Familiarity with underwriting software tools and medical data systems.

• Effective communication and collaboration skills to work with both technical and non-technical teams.

• Solid understanding of insurance regulations and compliance requirements.

About the Company:
Black & Grey HR is a renowned human resource consulting firm that connects top-tier professionals with industry-leading employers in the Middle East. They offer personalized staffing solutions that meet clients’ business goals, providing expert recruitment across various sectors including insurance, finance, healthcare, and more.