First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world’s safest and most innovative financial institutions. FAB focuses on providing value-driven financial services while fostering career growth, agility, and innovation. Working at FAB offers professionals the chance to be part of a top-tier banking environment in an exciting and dynamic industry.

Job Purpose:

The Specialist – Credit will be responsible for assessing and analyzing credit applications, ensuring compliance with bank policies, and managing risk levels. The role involves credit evaluation, documentation verification, and risk assessment for mortgage loans.

Key Responsibilities:

• Analyze clients’ financial statements, bank statements, and credit history to determine creditworthiness.
• Develop proposals related to credit transactions and risks, ensuring sound financial analysis.
• Evaluate credit data, financial documents, and statements to assess risk levels.
• Ensure that credit documentation is complete, adhering to internal policies and Central Bank regulations.
• Manage exceptions related to security documents, credit approvals, and exception reports within specified standards.
• Prepare and submit timely productivity reports to the reporting manager.
• Ensure compliance with audit requirements, internal policies, and external reporting obligations.
• Conduct EV (External Verification) and CPV (Customer Profile Verification), where applicable.
• Ensure all system checks are performed correctly before forwarding applications for approval.
• Execute additional responsibilities as assigned by the Line Manager.

Qualifications & Skills:

• Bachelor’s degree in Business Administration, Management, Banking, or a related field.
• 3+ years of relevant experience in credit analysis or banking, with at least 1 year in a similar role.
• Strong financial analysis and risk assessment skills.
• Ability to review and evaluate credit applications and documentation with precision.
• Knowledge of banking regulations, mortgage lending, and credit risk management.
• Excellent communication and reporting skills.
• Strong attention to detail, compliance, and fraud prevention.
• Ability to work effectively with internal teams and maintain professional communication.

Work Environment & Growth:

• On-site, full-time position based in Dubai, UAE.
• Opportunity to work with one of the top banks in the region.
• Career advancement opportunities in banking, finance, and credit risk management.
• Exposure to high-value transactions and regulatory frameworks.