Risk Manager – Credit & Operational Risk (Microfinance) | Dubai, UAE

📍 Location: Dubai, UAE
📅 Experience: 5 – 10 Years
🎓 Education: Bachelor’s Degree in Finance, Economics, or a related field (Master’s or FRM/CRM Certification is a plus)
🌍 Nationality: Open to All
⚧ Gender: Open to All
🔢 Vacancy: 1

Job Overview:

We are looking for a Risk Manager – Credit & Operational Risk to oversee and strengthen our microfinance risk management framework. The ideal candidate will have extensive experience in credit risk, operational risk, regulatory compliance, and risk mitigation strategies within the banking or microfinance sector.

Key Responsibilities:

Risk Strategy & Policy Development:

• Design and implement comprehensive risk management policies to safeguard client assets and institutional sustainability.

• Establish risk management strategies covering credit, market, operational, and non-financial risks.

• Collaborate with internal departments to ensure regulatory compliance and data integrity.

Risk Assessment & Reporting:

• Conduct risk assessments to identify, evaluate, and mitigate potential risks.

• Prepare and present risk management reports to senior management and stakeholders.

• Monitor and update the institution’s risk framework based on market and regulatory changes.

Training & Stakeholder Engagement:

• Lead risk awareness training for staff to enhance their understanding of risk exposure.

• Provide ongoing education and support to ensure compliance with risk mitigation policies.

• Engage with stakeholders to drive continuous improvement initiatives.

Required Qualifications & Skills:

✔ 5+ years of experience in risk management (preferably in banking or microfinance).
✔ Strong understanding of microfinance operations and regulatory landscapes.
✔ Expertise in credit risk, operational risk, and compliance reporting.
✔ Strong analytical skills with the ability to interpret financial data.
✔ Excellent communication and leadership skills.
✔ FRM (Financial Risk Manager) or CRM (Certified Risk Manager) certification is a plus.

Employment Type:

🕒 Full-Time | Permanent